Tips & Tricks

Spray Foam Insulation: What Happens When It Gets Wet?

If you have a new home, one of the essential things that you must consider is insulating your house. When it comes to this process, it is given that you are giving consideration to the cold in winter and the heat in summer. But the power of insulation doesn’t end there. There is wide variety of benefits that insulation can provide to your home. So more than just temperature regulation that certainly affects your energy bill, insulation is also an effective prevention against moisture. Additionally, insulation materials have also the ability to reduce noise. Hence, you no longer have to worry if you have neighbors who love to party all night long. If you have a family member who has respiratory diseases, he or she will be safe with the help of insulation as this material has also the ability to prevent pollens and allergens to get through your walls. With all of these benefits of insulation, you must be convinced that it is a necessity for your home. However, despite these spray foam insulation these benefits, you may also have some questions about insulation. One and the most common of such questions is how spray foam reacts with moisture. Or in simplified question, what will happen if your spray foam insulation gets wet?

There are several myths and theories about spray foams and their relationship and reaction with water. But in this article, we are not going through these myths. Instead, we will only go through the facts to keep you informed. First and foremost, let us go straight directly to the question of what happens if the foam gets wet. Will it still dry properly? Technically speaking, open cell spray insulation which is a type of spray foam will definitely get dry totally after getting wet. But if the amount of water is tremendous, it may affect the shape of the spray foam but the dryness will still occur. Consequently, once it dry out, it will also fill in the imperfection of the shape. If a spray foam is made from polyurethane, it will still dry effectively without affecting its original shape after getting wet. This is because this type of spray foam insulation is made with water resistant materials. On the other hand, single component foam is likely to change its form or shape after getting wet. But it will still dry. 

But what about surfaces that are wet? Does spray foam insulation have the ability to penetrate surfaces that get wet? Will its ability to trap water cause decay or mold? Actually, this is one of they misconceptions about spray foams. But the truth and reality is that spray foam is generally used in several and different places where there is a consideration for water like underside of rood decks. Thus, there is no record of spray foam causing damage to wood even if the surface gets wet. Instead, spray foam seals any crevices or cracks and repels the water allowing it to protect the wood effectively.

Additionally, in cold climates, spray foam supports in keeping the rook deck cold and therefore preventing the damming of ice. In warm climates, one of the main concerns of customers is the vapor and humidity. They consider such concerns as potential water problems. But in reality, the closed cell composition of spray foam insulation allows the material to control the flow of, moisture vapor because it divides the outside and inside temperatures. So even if the wood is when, when spray foam insulation is applied, the lumber will still dry more slowly. Lastly, with the high spray foam insulation r-value, the material has strong resistant to water and will certainly make the surface still dry after getting wet.

Ultimately, when it comes to insulating your house, water should not be a problem or issue. Yes, there are several misconception about spray foam insulation especially in the aspect of water and moisture. But with the special and unique abilities of this insulating material, you can guarantee that it can provide you wide variety of benefits. One of those is its ability to make the surface of the wood still dry after getting wet by water. 

 

Gaming

Connect Four- Game For Young And Old

You must have heard that famous saying that goes like this: age is just a number. At a young age, nobody is able to understand the phrase in its entirety and everyone takes it casually. How can you not age with the passage of time? Is it possible to remain young forever?

It’s a known fact that no matter how old you grow to be, everyone has a young, mischievous and naughty child inside them that pops out every now and then whenever he is amongst his own peers or in a comfort zone that he loves to be.

It is then that the child bursts forth and starts laughing, enjoying and making merry all around. Yes, you read it right, everyone yearns to do so when they grow old and even today, you can find a large number of elderly people throughout the world who indeed live like this.

But still, nothing can match the joy or times of childhood, which is considered the best phase of life by one and all as it is without any tension, stress, worries or compromises. No, that is for the parents to bear and also take care of your needs and desires at the same time.

However, there is this one game that can be enjoyed by people of all age groups right from 8 to 80 years and it is called connect four. Not only is it entertaining but also keeps your mind alert as it is a mathematical game for enhancing brainpower.

It is a game that requires an alert mind that is full of innovative ideas and strategies which can be played on a board with disks as well as the desktop of the computer system.

Connect 4 game is one that has the tendency of bringing out old folks from their self imposed exile of anonymity by tapping the child buried deep within them to come out and enjoy some fresh air.

It has the potential to make you feel young at heart and also take your mind down memory lane by making you relive childhood memories and unleash a wave of nostalgia that will leave all old people with a lump in their throat and tears in their eyes.

The rules of the game are quite simple as it needs minimum two people who will be the players and get to choose any color of their choice and drop one colored ball or disc into a grid.

The main objective is to form a vertical, horizontal or diagonal line of your chosen disc. Tic tac toe anyone? Yes, it is quite similar to tic tac toe which you used to play during childhood.

The given slots are in horizontal and vertical format that which may look simple at first glance but it taps your creativity and tests your strategic and analytical mind from which you have to apply various techniques to win the game.

So, given below are certain points that will provide you an insight on how to play the game and win:

  • The first step is to learn the basics and focus on the center as the middle disc opens up more chances to make connection.
  • As in chess, have all the moves planned in your mind and then apply it accordingly
  • Try to read your opponent’s mind by focusing on his face, especially the eyes and block him
  • Whenever he makes a mistake, capitalize on it and plan the next move with care and focus
Technology

Motorola Milestone 2 - Attractive Smartphone to Win Modern People's Heart

The Motorola Milestone was definitely one of the most successful business phones from Motorola, but it is a phone that could not live up with the changes in terms of the technology that was happening in the mobile phone industry rapidly. Hence, Motorola decided to launch the replacement model of the phone in the form of the Motorola Milestone 2. This is the phone that is quite revolutionary in terms of introducing a number of new features into the Motorola phones, which has not happened previously at this scale. The Motorola Milestone 2 looks very similar to the previous phone, apart from a few structural changes, but mostly it remains extremely good-looking. Motorola Milestone 2 on contract are potentially very sophisticated in characteristic form and the entire package brings about a dramatic change in the lives of users. 

The Motorola Milestone 2 will be coming with a physical full QWERTY keyboard that is going to be hidden underneath the 3.7 inch touch screen display that is going to for the title of the maximum resolution from a business phone due to the introduction of a high resolution of 480 x 854 pixels. You can shop for a cover for this phone from any popular website that sells Mobile Covers Online in IndiaThis touch screen display along with the high resolution means that the Motorola Milestone 2 is not only going to be perfect for displaying all the business applications, but also a number of entertainment options like watching high-definition movies, which were previously not possible in a business phone. This also represents of a slight shift in focus towards the entertainment industry, which was not previously available in the business phone segment. 

One can definitely say that the Motorola Milestone 2 is one of the few phones to have started the revolution in the industry regarding the involvement of entertainment features in the business phones. The Motorola Milestone 2 will be able to introduce an 8 GB internal memory option, which is also going to be supplemented quite brilliantly by the 8 GB external memory card. This means that you will be starting up with 16 GB worth of space on the phone, which can also be expanded to up to 48 GB using additional memory cards. Initially, there will be a few doubts regarding the usage of this vast amount of memory, but one will not be able to have any complaints regarding the, the features that are going to be present in the phone. It will be including the five megapixel autofocus camera that is going to be highly effective at taking good quality photos, which is something that is seriously lacking in the business phone industry. 

The other features of the camera will include the HD video recording, LED flash and Geotagging options. Given that this is the high-end business phone that has been long awaited from Motorola, Motorola has given the phone with a number of options like 3G, Wi-Fi Hotspot and others in terms of the connectivity options. The Motorola Milestone 2 is a phone that is currently available in the UK under contract options from network providers like O2, Orange, T-Mobile and Vodafone. It is also available in the SIM free version for around £ 340 including the delivery charges. Also it is recommended to have a closer look at best Android phone deals before making a decision. 

GuideHome Improvement

How To Give Your Front Door A Face Lift

Is the paint cracking on your front door? Has it become an unsightly and ultimately detrimental part of your home? If your front door creaks and moans, it’s time for a face lift!

How to Give your Front Door a Face lift – Materials 

There are quite a few materials we’ll need to give your front door a face lift. If you don’t own all of these, this can easily be remedied by a simple trip to your local home improvement store. First to give your front door a face lift you’ll need an electric sander, safety glasses, gloves, stain and a paint brush, a chemical paint stripper, a shave hook and last but certainly not least, saw horses. 

How to Give your Front Door a Face lift – Dismemberment 

The first thing we’re going to do to give your door a face lift is remove it from it’s frame. Set up your saw horses outside and set your front door on them. Now go ahead and dismember any kind of extraneous equipment from your front door and begin applying the paint stripper to all painted sections of the door. 

 

 

How to Give your Front Door a Face lift – Shave the Door 

After the stripper has had a chance to set on the front door, the paint will bubble up. Now we’re going to use our shave hook and take all the old paint off of the door. If after doing this, some paint remains, go ahead and rinse and repeat the last step to give your front door a face lift. Once the paint is gone, go ahead and rinse the door well with water to remove any paint stripper that is left over on the door. 

How to Give your Front Door a Face lift – Sand, Sand and Sand 

Now comes the fun part to give your front door a face lift, made all the more so fun if you don’t have an electric sander. The entire door needs to be sanded. This may take awhile but is a very worthwhile step to give your front door a face lift. 

 

 

How to Give your Front Door a Face lift – Stain the Clean 

Once your door has been sanded and wiped clean of all the excess wood and other debris, it’s time to stain your clean door which can be done via Facelift Techniques: Upper Facelift, Midface, and Lower Facelift according to the design and the quality of an door or the threshold. Use whatever finish you prefer, and definitely whatever matches your home. Remember to always apply stain with the grain, not against it. Did you think you were done sanding? Get some very fine grit sand paper and lightly sand the entire surface of the door again. Wipe away all debris and put another light coat of stain on the door. Rinse and repeat again, and then once more a third and final time. 

Now re-hinge your door and watch all the envious eyes it attracts! Your newly finished front door will be the talk of the neighborhood. You can do this to any unsightly door in your house by following the steps relatively. 

HealthReview

Customer Review of the Foot Reflexology Center, New Orleans

Walking around the French Quarter in New Orleans can leave the average tourist in a great deal of foot pain due to the fact that it is a walking city. In my travels, I came upon the Foot Reflexology Center and made up my mind to pay them a visit. The Foot Reflexology center is on Chartres Street about 4 blocks from Canal street. There is another massage place about 2 blocks in, but it looks really seedy.

The next morning, after breakfast, I stopped there, ready to have a foot massage. I was also ready to resist the hard sell, a tactic I’d heard they used to maximize their profits. The warning was well placed, as they were annoyingly aggressive.

Upon arriving at the massage parlor, my husband and I stated clearly that we wanted a foot massage. We attempted to ask time and price questions as we were swept off our feet and into chairs, quickly pushed into recline position. As the foot masseurs took place at our feet, other people began to swarm around us, offering to massage our heads, our necks, our hands, anything. Having been forewarned, we knew to insist on “just the feet please”, going as far as waiving our hand around our heads as if to swat off flies, and masseurs were attempting to massage any body part they could get their hands on.

Although,  The Medical Billing and Coding (MBC) program offered by them was really exceptional. With all the guidelines and tips I was able to learn about the whole billing process there along with saving some money on the bills. 

A little disappointed, the extra masseurs slunk away while the food masseurs gave us a five-minute foot sample. Then they moved in the kill. In each case, the person got up and came very close to our faces, whispering in an effort to add services and jack up the price. Joining forces, we both insisted that we were there for two-foot massages, for twenty minutes, and further stated that we wanted 10 minutes per foot. That would cost us $20.00 each. If we made the mistake of agreeing to 20 minutes per foot, the price would double. We had a hand massage or neck massage, and we could have easily paid $100.00 each.

In the end, we both had excellent foot massages that kept our feet from reverting back to their painful states for the rest of our stay in New Orleans. My husband also agreed to a 15 minute back massage for another $15.00. He really needed it. I did notice, however, that when they were done with the massage, they took the same towel that was under my head and readied it for the next person. Gross.

Overall, we were pretty satisfied with our service but annoyed at the pushy and unprofessional sales tactics. As we were preparing to leave, we watched a couple come in to give just the wive a foot massage. They had clearly not been as prepared as we were. Although they had clearly stated their intentions, both people were flat on their backs and swamped by a crowd of masseurs working on their heads, necks, hands, and feet. My husband and I shook our heads as we left, sure that this couple was going to drop $200 easy.

Gaming

World of Warcraft Healing: What to Expect

Many gamers begin their journey into World of Warcraft without much insight into what the game actually is and how their choices at the beginning can box them into a specific role and limit their ability to play their character in the manner that they choose. The most common complaint from players is that they were not aware of the fact that if they chose to play a class that can heal, the only thing anyone will ever want them to do is just that, heal. Although some find healing to be extremely entertaining and challenging, many, if not most, find it to be tedious and boring.

The new World of Warcraft player will likely have no idea that the game doesn’t truly begin until they reach level 70. Many new players think that reaching 70 is an end goal after you have completed the long leveling process you finally get to enjoy being the highest level in the game and being at the top of the food chain. This is sadly a huge misconception as to the majority of hardcore, and even casual players, spend much more time playing the game at 70 than they did level to that point. Upon reaching level 70 you will either fall into the grind of PvP with battlegrounds and arenas or join a raiding guild and begin to work your way through the difficult dungeons and bosses that await. If you want to level up quickly then you can get lol boosting services for that. You get a seamless experience for your gameplay as you play with the seasoned players after this. 

For many the idea of raiding dungeons does not seem like a bad deal, you get to enjoy very well made game content and test your and your friends’ skills against the epic bosses. Tanking characters enjoy themselves as they are always in the midst of the battle and taking the brunt of the blows. Melee damage characters are also in the midst of battle and enjoy themselves as they rip apart their foes. Even spellcasters get to have some of the action as they jump into the fight with their many tricks and tools they’ve gained along the way. But what of the healer? What makes the game fun for those who make it possible for the rest of us to advance from fight to fight and continuing slaying our enemies?

For many players who did not expect to be healing, their answer would be simple, “nothing.” The majority of players do not find it enjoyable to stand far back, away from the action, and click a heal here and there to keep their friends alive. Do not be mistaken though, healing is a challenge if there ever was one, it required much more skill than it takes to play a damage class and a similar amount of skill to tanking, but some players just want to feel like they’re in the middle of the fight, creating the action.

What will be expected of most healers is to remain around their max healing range, usually 40 yards, and keep their assigned targets alive. In a raid setting a healer is usually assigned either a single tank or spot healing(healing the small amounts of damage the rest of the players take). A boss battle that takes five or more minutes can mean that a healer will simply stand there and press a single button for five or more minutes, depending on the fight. Although some of the fights require a lot of movement and fast reactions, a good amount of them will only require that the healers stand far back and don’t do much moving. For some this is unbearable, but for others, the skill involved in keeping your friends alive provides enough of a rush to keep playing the game for long periods of time. In the largest of raids though, 25 men, healers can often find that with all their modifications and tools they may not even be able to view much of the action as their indicators of their friend’s health bars take up a large portion of the screen. In cases like this one, a healer will likely only look at small green bars for long periods of time, clicking on the ones that drop too low and pressing their heal button in order to keep everyone alive and well.

Gaming

Buy or Rent? Killzone 2 on the PS3

Killzone 2 is a FPS video game for the Playstation 3 entertainment system. It is an “exclusive” title for the PS3 which gives fan boys a reason to cheer and boast when confronted by owners solely playing games on the X-Box 360 or Wii video game systems. However, has the long awaited Killzone 2 lived up to the hype? Does it deserve the cheers? Will you look like a fool boasting? Well, actually that last one is pretty much a given, but what of this Killzone 2 video game?

Killzone 2 picks up after the invasion of the first game. If you did not play that one then the invasion of which I speak is the one where the Helghan army left their planet to so rudely come warring on ours. In Killzone 2 we have decided to take the fight to them on their turf, only to discover it’s not going to be an easy fight. The war in Killzone 2 is more or less lifted from the quagmire that became the Iraq war.

The graphics for Killzone 2 look fantastic.

The single player campaign for Killzone 2 is fun. The environments become a bit redundant and you do a lot of elevator riding while taking in the more amazing sights, but it is indeed fun. If you are a very experienced FPS game player then do not waste your time with the lower experience settings for game difficulty. The AI in this game is rather challenging unless you pick the lower two settings, on those settings you can run around with just a knife a lot of the time hacking up the moron baddies.

The online play is where the game got dull for me. The levels available for playing are naturally taken from the game in their design, but it all just looks the same still. After beating the story and going online I was not inspired to keep playing. There are other online based PS3 games that give me more enjoyment and less of the issues that did not sit well with me for Killzone 2. Yes, I think this game is worth playing because when you check or view your stats here, you’ll see good results. But I am about to start listing complaints.

Actually, my main and almost only complaint is: the controls. Forget the way the screen freezes during loading moments here and there throughout, that did not bother me. What bothered me was how slow and blocky the character felt. You lumber through the levels with what feels almost like lag, and every movement seems to have a slower reaction on screen than when you blazingly smashed the button with your finger. If walking is too slow for you, indeed you can sprint, but when you sprint it is almost like a guy running down hill out of control. You cannot turn very well or look to the side after sprinting or during. It felt less like I was a soldier and more like a big, clunky robot. Some people have complained heavily online about the button layout on Killzone 2 for controls, but that is not an issue since you can adjust them in the options and align them to be just like other games.

The story and acting in Killzone 2 are fairly lame, macho fueled moments of men with names like Sev and Rico cussing and posing and then trying not to cry when one of their own dies. Real over the top dramatics that come off fairly corny.

Killzone 2 is worth playing if you were a fan of the first one and want to see the story continue. It is even worth playing if you are not familiar with the previous installment. However, it is not the cutting edge grand experience that one may think. Resistance 2 was a better game to me in solo play and the Call Of Duty games beat Killzone 2 online in my opinion for fun.

 

Business

Things To Consider When Choosing A Case Management System (CMS)

A content management system is one of the crucial tools that businesses must employ nowadays in order to stay competitive in the market. A content management system is an application designed to create and manage digital content. This software is also used for web content management and enterprise content management. Work operations have become more efficient with the use of a content management system because it facilitates collaboration amongst your employees by the integration of the digital asset management, document management and even retention of records functionalities. With these benefits of a CMS, it is a competitive advantage for your business as it allows you to have a more efficient and quality service. However, looking for the right CMS can be tricky due to the number of providers in the market. So to help you out, here are some of the things to consider when choosing a case management system or CMS.

Core Functionality

One of the major components of CMS that you should carefully consider is its core functionality. As a beginner or someone ho has limited knowledge about CMS, you may think of an efficient system as software with full ability to create, delete, edit and organize pages. However, it is not necessarily the application in reality. As a buyer, you need to only consider the things and features that your business needs. This will allow you to utilize the system fully.

The Editor

Another platform that you should consider when choosing a case management system is the Editor. The editor is one of the core features of the system that requires careful attention when buying. Most of the content management systems have editor and it is used as an interface through which your content is added, utilized and managed. In an traditional setting, the editor has enabled the content provider to add some basic formatting features like the color and font. However, as times passed by, new features and functionalities are added making the system more capable of handling the content.

Managing Assets

The management of files and images is also an important component or aspect of a content management system. If you choose a system that has bad system or managing assets, it can lead to your frustration as a user. This is due to the poor usability and accessibility. Hence, it is advisable to choose a CMS that offers basic image editing tools like resizing, cropping and rotating. Managing assets of the system is a very crucial component that you must also carefully consider. After all, the main function of the system is to manage your content.

Search

Lastly by most importantly, you should also consider search as an important aspect of your website. But in looking for the search feature, there are several functions that you need to carefully consider. Some of those include thoroughness of the entire content. Freshness, which refers to the ability of your search engine to change regularly. It should also be fast when conducting search process and lastly, it should have a expanded scope so you can easily search the needed information online.

Overall, businesses are moving up to ticket management software to satisfy their customers. And in order for them to do so, they must employ these helpful tools and software like case management system or CMS. 

Credit Cards

Common Problem Among People Regarding Student Loans

Going to college is a sometimes considered a privileged endeavor for some people, however even though students come out more educated and perhaps well informed, the downside to going to college are the student loans. The student loan stories I have experienced myself and heard of are really hindering my skills in the job market as well as day to day living. At the moment I have over 52,000 dollars in debt to student loans. I find this obtrusive and a bit intimidating for somebody my age simply trying to settle down and make it.

Then, people like me often resort to getting more debts especially when needs arise. We often try to sort out credit scores to get Payday Loans Bad Credit. We need such payday loan since student loan undoubtedly affect credit scores.

I first went to UNC-Charlotte with aspirations of becoming an architect, however that did not exactly work out. As I continued my studies at UNC-C I earned a bachelor’s of arts in Political Science and a minor in Journalism. These 6 years I was at UNC-C resulted in both subsidized and unsubsidized loans, meaning some of them I have to pay back. Well in my fifth year at UNC-C I was selected by one Professor to advance into another program, a Latin American Studies BA, which I obtained 2 years later. As I progressed and was of course, learning more and feeling very optimistic about my future, my loan debt was adding up quickly. I finally finished both degree programs, which I have rarely gotten to even use in my everyday life. Since graduating I have sub-taught, worked in low income after-school programs and even had to wait tables to make ends meet. Recently I even applied to be a Spanish Tutor so I could help other fellow students grasp the Spanish language, but I was not selected for even an interview. I thought that obtaining another degree such as a Spanish Degree would help my communication patterns and skills in the workplace, however I have yet got to utilize it in a way that will help my career and the community.

Since my graduation I have deferred my loans due to lack of work in the fields I studied in. I found that the deferment process was easy for the first few years, as they do allow you to have grace periods. However as I kept sub teaching, making just enough to pay my rent and other intermediate bills, my loans were going into default. I received several emails and phone calls about these loans, in fact the College Foundation even calls my grandfather’s house to try to find out how I am going to repay these loans. One time part of my loans were sent out to a Loan Consolidation Company in California. I filled out all the paper work and spoke many times with a gentleman on the phone about this. He advised me to write a letter of support stating that there is a lack of jobs in the area I work in for my undergrads. I thought surly with all the information I sent and explained that my loans would at least be in deferment a little longer. Also I tried going to back to school at a local university that would help me obtain an ESOL certificate, but they also charged three times as much for classes, which resulted in yet another Sally Mae loan in deferment, even though I only remained in the classes for a total of 8 eight days. I have wrote letters to the Virginia School Education Foundation explaining this situation and I did have some luck with refinancing and telling my side of the story. The amount I owed Sally Mae was greatly reduced but it was still an obstacle to keep on top of the student loans.

At the current moment I am still receiving calls from the NC College Foundation but yet I am working on still finding a decent paying job with health benefits in Lynchburg, Va. Last year I filed my income taxes and it was ceased by the Federal Government for student loan debt. Since then I have collected Good-Will receipts to help itemize my donations in the future for my taxes so they can count somewhere towards my Federal Loan debt. In the mean time I am having to go back to wait tables and work on ebay for some income to pay for my immediate bills and my own health care out of pocket. I think that Student Loans should be forgiven to a degree. I have tried to work in other fields, which I can do but I feel that there is not enough job creation for my degrees in this area. If it comes down to the wire, I may have to move to a bigger metropolitan area just to make more money and maybe one day pay down some of my loans. Until then I hope that I, like many other students can count on policies in the near future that will perhaps relieve some of the loan debt.

adventureGuideTips & TricksTravel

Travelling Young

I remember my very first Caribbean cruise like it was yesterday. In fact it was about 18 years ago. 

That first one however was a real eye-opener for me. I was about 40 at the time and it was early in the first day of the cruise that I realized that I was one of the youngest passengers on the ship. Actually, during that entire trip I only saw about five people that appeared to be younger then I was. 

I remember someone telling me before I left on that first cruise that most passengers on cruise ships were “newly wed or nearly dead.” Of course I laughed it off, but soon came to realize that he was pretty well right on. Except for the newly wed part. On this particular trip I didn’t run across any of those. 

There were about 1300 passengers on the ship and I’m sure about 100 of them were in wheelchairs. Two people died during that 10 day cruise. 

 

 

Of old age. 

I know that’s true because I saw them take the bodies away by ambulance at two different ports. Later I found out what had happened. One stroke and one heart attack. 

Its safe to say that most of the people on the ship were retired. They had probably worked most of their lives in order to enjoy going on cruises and other holidays once the working years were over. Many of the ones I talked to were on their first cruises. Some were on their very first real vacation. 

To me there is something really wrong with that picture. Of Course people who are retired deserve great holidays. They’ve worked hard and saved their money for that reason. But to me it seems that leaving the fun times until you retire is not necessarily the best thing to do. You are gambling that your health will still be good when its time to put up your feet. 

My approach is quite a bit different. It was actually that very trip that convinced me that I was not going to wait until retirement to travel and take in the world. Since then I’ve been on 11 more cruises. By the way, I found out later that the cruise line my agent chose for me that first time catered to the over 50’s. Since then I have found the cruise line of choice for the younger partying crowd. 

 

 

I’ve also been to 4 Club Meds, Vegas 6 times, Hawaii twice, and to Switzerland and Cuba. I still work full time and probably will work until I’m 65. My theory is to do all my holidaying now while I’m in excellent physical condition. Its much more fun to arrive at a Caribbean island, put on your backpack and go exploring on foot then it is to have someone push you around in a wheelchair. 

Of course all this is expensive and I’m not able to save too much for retirement. I’m prepared to accept that however. If I can’t afford to travel when I retire, then that’s fine. I’ll do the things that don’t cost much. I’ll go for long walks along the river, write a book, learn how to fly fish or volunteer somewhere. 

Life is extremely unpredictable and I have no desire to work for 50 years and gamble that I will still be alive or in good enough health to take advantage of all the spare time that retiring will leave me with. 

Traveling had become a hobby to me at one point and nothing gives more pleasure than a trip down the countryside or to the nearest hill station to make you feel good. I still want to run atop the hill or mountain as I am young at heart, unfortunately my health does not keep up with me so I want to have limbs that are functioning till my last breath and not dependent on anyone. I call over friends for company and we have a list of the best AARP senior tour travels in 2020, though of course it won’t be as gala as the previous ones as age won’t permit any of us.