Mood

Mood

Annoying drivers

Top Gear presenter Jeremy Clarkson was in trouble again this year for describing the Isle of Sheppey in Kent as a giant caravan site, but he’s more than well known for bemoaning the number of caravans being driven on the roads and the desperation of getting stuck behind…
Mood

Where's Susan?

It’s Sunday and it’s seven a.m. and I’ve been up for quite a few minutes. This is fine now because the weather is nice and it always feels good to get a jump on an old day. Later, though, I will be yawning and rubbing my eyes like a child. I’ll need…
Mood

Typical Online Personas

Growing up we spend most of our time complaining that people don’t take us seriously enough. I know most teenagers think they know it all and no one realizes it or respects them for it. As an adult, most of us get over this though plenty of others do not. Most adults I…
BriquettesGuide

What are the steps for making wood briquettes from wood chips, shavings, and sawdust?

Making wood briquettes is not a long process, and it can be easily done by any person. However, you need the machine through which these are made, and you can easily do other things. These briquettes are eco-friendly, and they never harm the environment. You can easily buy them from your nearest stores as they are available in different packaging or you can order them from leilibrikett. These are…
GardeningHome Improvement

DIY Landscaping for Your Backyard

Getting tired of that patch of balding lawn behind your house? If you dream of turning your backyard into a garden from paradise but don’t have the money to hire an expert to do it, why not try your hand at landscaping?

Although it might seem a bit overwhelming going into a nursery or landscaping shop and seeing all your options, if you have a plan, you will be just fine. The trick is to decide what you want before you step foot in the nursery. This can be accomplished by buying a whole bunch of gardening and landscape magazines. Better Homes and Gardens is a good choice.

To save money, you might want to hit the local library and take a look at back issues of your favorite magazines. You could also look at gardening books to get ideas. Write down or sketch elements that you like from the gardens pictured in the magazines, and if they are yours, go ahead and clip them out.

Once you have a good idea of what you want, it is time to draw up a landscaping plan. Although you can do this by hand, it is much more entertaining to do it with a piece of special software. There are several landscaping programs on the market, so download some demos from the internet and see which you like best.

You will need accurate measurements of everything in your backyard, from the width and length to the position of any existing shrubs or trees, as well as the porch, doors, windows etc. Plug these into your landscaping program and start fooling around with the design elements you wrote down from the magazines.

For example, perhaps you like the idea of having a water feature in one corner, a couple of benches to sit on throughout the space, and undulating flower beds. You might like an open design where every part of the garden can be seen from every other part, or perhaps you prefer having trellises and gazebos hiding sections of the garden, making it a delight to discover.

Whatever style you choose, you need to get the general idea down on paper or into the landscaping software. You might not be able to choose all the exact plants, but you can decide what colors you want where and the approximate height of the plants in each part of the yard. Now it is time to go shopping.

Take a copy of your landscaping plan with you when you hit the nursery and get some help from the experts there. If you know you want something climbing up the side of the house, but aren’t sure what, the salesperson can explain the various climbing plants available so you can choose the right one.

It is also recommended to use the right tools and equipment when doing a DIY project. For instance, impact driver DeWalt are one of the best that you can find in the market. Using the right tools will help you make the work easier and properly. 

Once you buy your plants, the hard work starts. Enlisting your children or friends is a good way to get everything dug up quickly and all your new plants into the ground otherwise; you will just have to take it slowly. Learn all you can about landscaping through websites or books and remember that you can change things around later if you don’t like how they look after the first bloom.

Gaming

The Worst Characters in the Final Fantasy Series

In the past I’ve written articles about the best Final Fantasy games, the best Final Fantasy villains and the best Final Fantasy supporting characters. It should be no surprise that I am a Final Fantasy fan, which means I have played Final Fantasy XIII. Playing Final Fantasy XIII made me want to write more about Final Fantasy. Enough with the best of lists though. Not everything about Final Fantasy is good. There are some great stories and there are some bad ones. There are some great villains and some weak villains. There are some awesome characters and then there are some that are completely lame. These are the worst characters from the Final Fantasy franchise.

Worst Characters in the Final Fantasy Series: Strago Magus

Strago is the old fart from Final Fantasy VI and he’s a blue mage. A blue mage? What is that crap? If you’re not a black mage or white mage then get that garbage out of here.

It is difficult to categorize him even as a character as he seems so deviated from the plot as well as one of the most irritating and would constantly remind you of Meow from Pokemon go accounts. I have always said that Final Fantasy Series would have been much better without him.

Worst Characters in the Final Fantasy Series: Relm Arrowny

Besides being an annoying little brat, Relm also has one of the dumbest special abilities. There are some cool abilities in Final Fantasy VI. Edgar can use cool weapons. Sabin has great attacks. Gogo can mimic anybody’s movies. What does Relm do? She paints.

Worst Characters in the Final Fantasy Series: Hope Estheim

Hope Estheim is one of the main characters from the most recent Final Fantasy installment, Final Fantasy XIII. Hope is a whiny little brat and is annoying throughout the entire game. Hope is also a pansy. It’s a shame his last name is Estheim, it should be Less, as in HopeLess.

Worst Characters in the Final Fantasy Series: Zidane Tribal

A lot of people rank Final Fantasy IX pretty high but I don’t remember it being that good. I think it is simply because it was the worst cast of characters ever and I can’t remember anything beyond that. After the awesome group of characters in FFVI, Cloud in FFVII and Squall in FFVIII the main character in FFIX had a lot to live up to. Instead Final Fantasy fans get this stupid little kid with a tail? Seriously?

Worst Characters in the Final Fantasy Series: Seymour Guado

Final Fantasy X’s biggest flaw was in the villain department. Seymour Guado was one of the major protagonist and I just couldn’t take him seriously. Seymour’s outfit looked like he was wearing a dress, he has the most ridiculous hair cut ever and his name is Seymour! Have you ever met somebody named Seymour that was actually badass? I don’t think so.

Worst Characters in the Final Fantasy Series: Quina Quen

I would love to tell you all about Quina Quen from Final Fantasy IX, but the truth is I have no idea what the heck Quina is. He…she..whatever it is seems to be wearing a dress, something similar to a bonnet and has a very large tongue.

Worst Characters in the Final Fantasy Series: Cait Sith

Quina Quen was strange but kind of belonged in that cast of misfits in Final Fantaxy IX. Cait Sith was just out of place though. Final Fantasy VII had the spikey-haired hero with the giant sword, the pissed off black guy with a gun for an arm, the badass chick that could beat the crap out of people and the mysterious Vincent. They even had some kind of lion in their group. Then there is this freakish looking creature named Cait Sith. He looked like a miniature Stay Puft Marshmallow man with dragon wings and a cat that sat on his head. Weird.

Gift IdeasGuide

Stocking Stuffer Gift Ideas For Your Husband

I love to shop. And I’ve never had a problem finding gifts for my husband. However, I’m not sure that what I’ve purchased has always the ideal gift, at least in his mind. So I decided to ask him what he thinks would be a good stocking stuffer. Here’s what he had to say.

Gift cards

Some men do like to shop. It’s just that they are very purposeful, they know where they are going and what they are looking for. Amazon.com, Best Buy, Itunes, Borders, Barnes  amp; Noble, and even the Home Depot are good choices for him.

DVDs

This is one of those items that men like to collect, so take note when you hear him mention a movie he’s really interested in, or if you know of one he has seen, but does not have yet.

A New Wallet

I thought his current wallet was in great condition, and therefore, never considered that he might want another one, but apparently, this is a gift that he would approve of. You can find nice wallets in a variety of prices from around $15 at Target to designer names in the department stores. For a nice deal on a designer wallet, check out Overstock (www.overstock.com). You can also get a thin minimalist wallet for men from ed charly. This store offers wide variety of wallets that are stylish, minimalist and fashionable. If you want a wallet that is not bulky, you can try this product as a gift idea for your husband.

A Watch

This doesn’t have to been extravagant, just a nice looking watch for him to wear whether dressing up for church or a dinner out, or for business casual at the office. Perhaps he has this already, and would appreciate a sportier model, appropriate for wearing to the gym. Either way, you can get a nice watch (or maybe two!) for under $100, especially with all of the sales this time of year.

Skincare

OK, so I added this one. But seriously, my husband is always losing his lip balm, so a few extra can’t hurt. And he usually doesn’t warn me when he’s running low on toiletries, so grabbing a few new products for him is a good idea. I’m going to get him the Burt’s Bees Men’s Natural Grooming Kit, which is complete with shaving cream, aftershave, body wash, bar soap and lip balm in a black zippered bag ($20, www.burtsbees.com).

Love Coupons

Yes, I added this too. This is a virtually free gift that just requires some time and creativity on your part. I did this one year for my husband’s birthday, and he loved it. You just think of anything that he can redeem by giving you the coupon, and type it up in a fancy font, add some clip art if you like, and print them out on photo paper for a nice effect. Many marriage website have templates to use with your printer as well as ideas for the coupons, such as breakfast in bed, a night out with friends, a backrub, time alone, an intimate night, etc. Get creative and think of your own, too. After all, you know your husband better than anyone else.

DrinksFood

Coffee Supplier- Necessary Tool for Perfect Brewing

What are the factors that contribute to the success of any venture? Well, that entirely depends on what the project is and what all assets are required and what is the exact budget of the entire venture.

Not that all of it matters in one go as any project takes atleast a few years to begin its process and planning is made well in advance so therefore, most people hardly bother about the final results in the initial stages.

The world is grappling the deadliest pandemic to have come out since the past century and the federal government of all countries have come together to get rid of it once and for all and this project too will take its own sweet time.

Coffee Lover

Given the above scenario, people have found a perfect opportunity to try out some new tasks and most men do not even know how to make coffee and tea. Yes, that’s right, it would be astonishing to hear but men who slog it out in office from morning till night are ignorant in making the two beverages that they consume every day.

What gives coffee a clear cut edge over tea is that it can be consumed for different reasons but is more popular as a remedy for insomnia and is the perfect drink to be consumed to get rid of tiredness and fatigue.

Coffee is completely harmless if you drink after attaining a certain age because it has a high dose of caffeine in it which makes it dangerous for children, which is why they are fed with Bournvita and Horlicks at a young age.

Some people do prefer tea over coffee because you don’t run the risk of getting high after regular consumption but that doesn’t mean that it won’t be having side effects concerned with health.

Tea addicts are suckers to the drink and can exist without water and even alcohol but never without tea. There is a famous story when a well known actor down Hollywood used to frequent a nearby tea store to take time off from shooting to have tea and was known to drink atleast 10-12 cups a day.

You can find coffee addicts of similar nature but it can’t be denied that despite the strong presence of drugs in it, working class people find it as their savior that keeps them from falling asleep during night time as they have important tasks to complete.

Proper Supply

The most important think for making coffee is to first purchase a coffee maker and supplier and of the highest order as you need to heat the leaves and beans to extract chemicals, roots and barks from the surface that is called decoction.

Coffee suppliers are not quite easy to find as you need to find the model that takes coffee beans of the highest quality from hill stations, where the temperature keeps it pure and fresh where there is no scope for it to be infected by pollutants and dust particles.

Steps for choosing coffee supplier:

  1. Coffee is extracted from two types of strains: Arabica and Robusta and is quite popular in Sydney so that is the first place to look
  2. Coffee suppliers in Singapore are of the opinion that the brands and samples need to be analyzed in the laboratories before going ahead with anything
  3. The supplier needs to have sound knowledge about coffee plants and a few years of experience to be considered as a worthy option for coffee
  4. The region where the coffee beans have originated from are important as that will give an idea of whether they are perfect for use or not
Guide

Refinish Cabinets Without Sanding with Modern Masters Cabinet Transformations

If your kitchen or bathroom cabinets are less than attractive but are in otherwise good condition, there’s really no need to replace them. Instead, you can save a lot of money by refinishing your cabinets with Modern Masters Cabinet Transformations. Each convenient kit contains most of the supplies you’ll need to refinish cabinets and is available in over 70 different colors and finishes! The process will take a few days but will cost much less than replacing your existing cabinetry.

Purchase the kits at Lowe’s Home Improvement, Home Depot, and other select retailers. There are select kits for kitchen cabinets and bathroom cabinets, each one available in small and large sizes, depending on how much coverage you need. They range in price from just under $ 100.00 up to over $ 300.00. Select from light or dark colors, ajouter une balise wood, or painted tones. Compare that to the cost of completely replacing or professional refinishing your cabinets!

What you need to know before using Modern Masters Cabinet Transformations

Know what you’re in for – The process of refinishing cabinets with Modern Masters Cabinet Transformations is time-consuming and requires multiple application steps. This is not a one day job!! Arguably the best thing about these kits, though, is that the daunting task of sanding is absolutely eliminated. You won’t have to spend time sanding or stripping the cabinets, and you don’t need to prime beforehand, which is an attractive feature for most.

Protect yourself – The coatings you’ll be working within the Modern Masters Cabinet Transformations kit have a very strong odor. You will need to wear a respirator mask and work in a well-ventilated area while using the materials in the kit. Old clothing and protective eyewear and gloves should also be worn.

Be prepared – The kit comes with an instructional DVD. Watch it! In fact, watch it several times. You need to be comfortable with the application process before beginning. It’s important to follow all instructions and guidelines to ensure that your cabinet refinishing will look good and hold up over time.

How long will it take to refinish cabinets with Modern Masters Countertop Transformations take?

The box says the entire process will take one weekend, but that’s not necessarily true. If you are refinishing a large kitchen, you will spend more time working than someone with a small bathroom. Each step has its own dry time, and the cabinets don’t actually finish curing for up to 10 days after application. Yes, that will mean going without cabinets for a while. Thus, you’ll want to be sure that you aren’t on a limited schedule before beginning. In other words, don’t start the project a few days before a big holiday dinner or get together. Consider working one small area at a time so you still have an available workspace that is accessible.

Want to learn more about Modern Masters Cabinet Transformations? See available colors on the Rustoleum website. Watch a video of how to refinish cabinets with Modern Masters Cabinet Transformations.

BagsFashionGuideInternetShopping

Things To Know About Gucci Design Handbags – Click Here To Read More

Gucci design handbags always flaunt style in the best way. The design and the fabric are truly breath-taking and that’s why all women can carry these handbags to show their own taste of fashion. No matter whether you are a political leader or a fashion stylist, everyone can carry this handbag to any place.

This is a brand which offers an exclusive range of handbags at variable price rates. To know more about these Gucci design handbags, click here to read more. When you carry this branded handbag in your hand, you will definitely get noticed by the people.

Gucci handbags are made to make a remarkable statement with your taste of fashion. With these bags, you can showcase your taste of choice. Not only this, it also shows your personality and elegance. Therefore, in recent days, when every woman is fashion conscious, these handbags are no more considered a fashion accessory; rather they are a status symbol.

If you buy a designer handbag from the brand Gucci, it will indicate that you are a style conscious woman. These bags are worth of the money and therefore, it is perfect for all class of women. There is no age bar for carrying these types of handbags. Any age of woman can carry them and flaunt their own style of fashion.

A lot of online stores now sell these handbags at variable price rates. However, you need to keep one thing in mind that not all online stores are authenticated and sell original Gucci handbags. Therefore, you need to make the selection of the store very carefully. You should only prefer to buy Gucci handbags from the online stores which sell original and authenticate handbags.

To know more about these designer handbags, click here to read more. Gucci replica handbags are also available in the market which makes you fool. So, you have to very much careful while buying. For best results, you should check out the bar code of these bags.

A wide variety of these handbags are available in the market and the best thing is that they are available at affordable price rates. So, what are you waiting for? Grab it today to make your own fashion statement. The style and fabric of these bags never go out of fashion. Every time you go to purchase them, you will find something new and attracting in their range and this is the reason why these handbags are so much popular among women.

They come in fresh and modern design keeping the trend in mind. You can carry them to any place and they will not look out of style. Whether it is a social get together party or a corporate meeting, Gucci handbags are apt for any event and this is an important feature which keeps them apart from other handbags brand.

Gucci handbags are unmatchable in respect of quality as well. You can use these bags for a long period of time and pass it off to your daughter and grand-daughter, it still look the same even after ages. So, it is a great investment and this is the reason why most women possess two or three Gucci handbags in their wardrobes.

GuideInternetSocial Media

The Social Network: A Toast To My Undergrad Years

The Social Network, based on the true story of Mark Zuckerberg’s creation of Facebook, recently won four Golden Globes. The movie highlights Zuckerberg’s successes and troubles associated with the creation and phenomenon of Facebook. Zuckerberg can serve as an inspiration for college students everywhere. He’s a student with awkward social skills who just got dumped by his girlfriend. A simply idea for a website turned him into the youngest billionaire in history. Like every good story, Zuckerberg’s success comes with a price. He was plagued by legal and personal issues as a result of Facebook.

As I watched the movie, I realized Facebook played a large role in my own undergraduate career. The Social Network escorted me to a time circa 2004 when I was a sophomore in college. I was sent the link to join the site by a high school friend. Since I didn’t attend an Ivy League university or a college in the Massachusetts area, I was not one of the pioneering members of the site. However, I joined early enough to remember it being called “The Facebook”. I joined when a college email address was required to gain access.

My main interest in the site was an opportunity for personal networking. Facebook allowed me to find guys I met at parties, classmates who attended lectures on mornings when I was too “sick” to leave my dorm, and high school friends attending different universities. Yet in a larger sense, Facebook became a huge spider web for me. A university with a 10,000+ students suddenly seemed much smaller. It was easy to make connections between people. I was able to find fellow education majors and I had a sense of being more than just a number on campus.

Facebook also provided ample opportunities for drama. There was (and still is) the dilemma of whether or not to accept a friend request of someone you don’t consider a friend. Thanks to Facebook it also became harder than ever to fly under the radar. Someone somewhere somehow always knows just a little too much and spreads word to the wrong people. Perhaps my motivation would have increased if I hadn’t had Facebook as a distraction each time I sat at my computer to write a paper. Facebook became a virtual playground in my college career. Could I have lived without Facebook? Sure. But looking at pictures, checking status updates, finding new friends, reconnecting with old ones, and watching the drama unfold as my friends list expanded; Facebook certainly enhanced my college career.

Today, social media have come along way. From practically non-existent platform to the most used digital space across the globe, it is no doubt that social media are considered game changers. You can also get cheap and Instant Instagram views at Buzzvoice. Certainly, it is expected to develop and grow even further in the future.

BankruptcyBusinessFinanceGuide

What Are Bankruptcy Alternatives?

Money is tight. Tight is an understatement, money is non-existent. Every dollar that comes in goes out and you can’t get your needs taken care of. The phone rings all the time. You are nervous and anxious and will do anything to avoid another phone call. It seems that nothing is right in your world. But there is! I have been there, in the bankruptcy path. It is a dark and lonely place. Mostly, you have become embarrassed and unsure of yourself and have no support system. The lack of a support system is something we do to ourselves to hide the fact that we are not making it. We feel like failures.

Looking back I would change so much. I would also take full responsibility for my actions and set out on a different path. Bankruptcy would have not been an option if I knew then what I know now. I hope if you are reading these words you heed my warning and at least give my ideas a try. After all what have you got to lose at this point?

1.The first thing is to own up to all your debts. Don’t hide the envelopes when the bills come in. Put them all in one place.

Better yet, make files for each bill. Organization is your first step to control.

  1. Make a spreadsheet on Excel or Lotus or just on green ledger paper it doesn’t matter where as long as it is in a place where you can do the same thing each month and keep the prior months history. This is basically a list of all people or businesses you owe money. The first section would be their name, address and phone number. The second sections would be the total amount owed, the 3rd section would be the minimum payment and the 4th would be the interest rate.
  1. After the list is complete organize the list by interest rate – highest to lowest.
  1. Make a complete list of your income and household expenses – outside of debt, but including your home. Subtract these expenses from your income. This is the amount you have available to pay down debt. For now there will not be any extras.
  1. Keep all your files with you and find a quiet room with a phone. You are now ready to call each and every creditor and try to negotiate with them. You will need to go into your reserves and past your insecurities to where your true self is. You will request an interest decrease, whether it be for the life of the debt or just a few months, take it. If they will not work with you try to speak with their manager. This should not be a problem. If your credit is already shaky, which it probably already is, you may not receive a interest decrease. In this case you need to explain to the creditor (not your highest interest card) that you are experience financial difficulty and am unable to maintain the current minimum. You would then request an amount that you can pay monthly. The credit company will try and talk you into a higher amount, but your job is to convince them that you can not pay more and that this is what you can pay. You should also explain that you are trying to stop bankruptcy and pay your way out of debt. As a general rule some money is better than none. The trick is don’t bargain more than you can pay.

Whether you negotiated a new interest rate or a decreased payment, even if only for a limited time. It will all help you to get a grip on your debt. Now, you should have the minimums you can afford. Your next step is to eliminate late fees and build your credit back slowly.

  1. Open a separate no fee, no minimum account. In this account you will deposit, each pay period, a portion of the monthly debt pay back. This amount was calculated in number 4 above. So if this amount is $100 and you get paid every 2 weeks you will deposit into this account $50 each pay check. This will eliminate the chance of you spending it before the debt is due.
  1. Next you will set up each credit account to withdraw from your new account on the day it is due. May sure you select minimum payment and not the full balance. Even though you may be moving more money than minimums you will still set up all accounts to only take the minimum. Our bankruptcy lawyers at the Law Offices will provide the requirement of the money to the person. The payment can be done with different mode of payment with the confidentiality of the private information.
  1. The amount that is left in the account less $1 to keep the account open will be paid by you separately at the end of each month to the account with the highest interest rate. Note this amount will be changing because as you pay off your debts the minimum payments decrease. Plus you may or may not be making interest on your account.
  1. When the highest rate credit is paid you will apply the extra account money to the next highest interest rate card.

Things you should know and/or be aware of:

You can ask creditors not to call you. They can send all notices through the mail. But this shouldn’t be important if you have initiated the above practice.

As long as you are paying $5.00 per month to medical bills they will not be able to obtain a judgment against you. When you go to court this will show the judge you are making an honest attempt to pay.

When your negotiated deals with creditors expire or you did not receive one, call back. Do this every month. As you are continuing to pay on time with the above system you are becoming more credit worthy. Don’t worry what the person thinks of you on the other end. You will never meet them, so keep calling.

Talk to someone you trust. There is always someone out there who sees things that you are missing. Be brave tell them you are struggling. Most people will help you figure out a plan to succeed. Remember you are human, not perfect. None of us is perfect.

The worse anyone can say to you is no.

And lastly, money will be tight for awhile. You did not acquire this kind of debt over night. You may feel at times that you are getting no where. This is normal. This is why you should record your current debts each month on a spreadsheet either on the computer or by hand. By doing this you will see your progress each month. The progress will begin to grow with each debt payment made, so be proud of your successes and acknowledge them.

CBDHealth

Can Cannabis Oil and its benefits to working people

There are several studies that show that CBD oil is an effective product in treating stress anxiety, pain, and even depression. A lot of people who are stressed from their work, and daily activities found support and help through CBD oil. Nowadays, stress and anxiety are becoming rampant from different parts of the world. Most of the victims of these mental disorders are those working individuals. According to experts, there are moments that people feel overwhelmed with their daily activities regardless on how organized they are with their schedules, shifts and workload. Hence, as someone who experiences stress and anxiety, it is important that he or she knows how to handle it effectively. And it seems that CBD oil might be the solution to the problem. 

CBD is an essential supplement that can help in fighting stress. It aids in making people calm and relaxed. When people are less stressed or feel relaxed, they can focus more at work and they can sleep better at night. This is one of the reasons why a lot of people are now considering CBD. With the increasing number of stress and anxiety cases in different parts of the world, it is vital that we consider the best support that we can get.  While there are some side effects of CBD when taken, studies and research have shown that in general nature, CBD oil is very safe fro consumption considering that it is taken or used properly and as long as it is coming from the right source. Some of the side effects are nausea, fatigue, and headaches. That said, it is very important to consult first with your doctor before taking any products of CBD oil. After all, your health and safety are the top priorities to consider.

Aside from helping workers to deal and combat stress and anxiety, CBD oil is also an effective treatment for pain. CBD oil for pain has also been gaining popularity. Pain is something that is common to workers regardless of the nature of the work. Whether you are an office person, filed worker, or even an executive in a corporation, there are times that you will certainly suffer from different kinds of body pain. But as studies and research suggest, CBD can help people to treat pain. So aside from mental health benefits of CBD, it is also helpful in our physical health. 

Overall, research has shown that CBD oil has been helping a lot of people with their daily work stressors. With this, CBD oil is considered as an amazing working product which you may want to consider trying out for yourself as well. But it is advisable to take only small dosage in order to prevent experiencing some of its side effects. Always remember that everything is good with moderation. Lastly, if you have some existing health issues, it is important to consult first with your doctor before taking any CBD oil product for your health and safety.

Guide

Telemarketing: Reaching Your Customers the Direct Way

“Hello, I am calling from so and so bank and am glad to inform you that you can get a pre-approved loan of up to …; no documents required, no verification; … if you are interested, I will send across an executive to get your signature on the loan application form”. Sounds familiar? That is Telemarketing – a marketing approach to generate leads and sales by making phone calls to prospective clients.

The technique is one of the most direct ways of Direct Marketing because you get the prospect’s attention straightaway by calling him on the phone. However, it turns out to be an annoyance when hundreds of companies call you at all times of the day to try to get you to be interested in buying their products. Considering the annoyance factor and the recent trend of Permission Marketing, consumers can now unsubscribe to Telemarketing by registering their phone number in the National Do Not Call Registry. If your phone is registered with the NDNC, it is illegal for Telemarketing Companies to call you. This is why some advertisers resort to sending the ‘not-as-annoying’ text messages.

However, you may wonder – where did they get my phone number from? Remember the small form that you filled up at the shopping complex to register for a lucky draw. The database of all the form fillers would have been purchased by the bank resulting in that call to you. Purchasing database is a very common practice resorted to by many companies. It is sometimes shocking to think that so many companies have your contact details without your knowledge.

As you probably know, companies refer to historical records of their customers, application forms, contest forms; public directories like the telephone directory and sometimes they even purchase phone databases from various sources, in order to compile a list of phone numbers. Usually the Telemarketing process consists of an initial screening call to qualify the prospect and a follow-up call to make the sales pitch. This is called ‘Outbound’ Telemarketing.

On the other hand, when companies advertise a toll-free 1-800 number for their customers to call up in case they have a problem with their product, it is called ‘Inbound’ Telemarketing. Service representatives answer these calls and resolve the customer queries. For handling standard requests, many companies implement the IVR – Interactive Voice Response technology wherein the caller can choose key options and get his query answered. For instance, when you dial the toll free number of your bank, a recorded voice says – press 1 to continue in English, press 2 to continue in French, press 3 to continue in German and so on. Experts advise to gets your brands website found with expert SEO San Diego services for increase in the benefits. A helpline number will be provided to the person for further benefits. 

It is also possible to call up people with an automated pre-recorded message, a facility which is widely used during political or electoral campaigns. This is called ‘Robocalling’.